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Get Going in 4 Easy Steps
Open your Open an account online.
Use our tools and research to find the right investments and plan your approach.
Get investing ideas from other investors in our online Investing ideas from other investors in the Community.2
Start investing—it’s that easy!
Resources To Help You Get Started
Practice Accounts
Try out our actual online investing site—not a demo. Practice placing trades and get the same online experience as with a real account.
Learn More about practice accountsFree Investment Seminars
Learn more about do-it-yourself investing, plus how RBC Direct Investing works, in one of our free seminars (available in select cities).
Explore free investment seminarsInvestment Services Representative
Have a question? Give us a call. Our Investment Services Representatives are available to help you.
Contact UsRead Smarter. Invest Better.
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Pay for Trades in a New Way
RBC Direct Investing offers two easy ways to use your RBC Rewards® points.
Grow your investments
Convert your points online to make cash contributions or deposits to a TFSA, RRSP, RESP or non-registered cash account.3
Trade with Points™
Use your points to pay for your online and mobile trade commissions.3
Learn More about trading your points for investmentsReach Your Goals with a Range of Accounts
What are your investment goals?
Whether you’re hoping to retire early, buy a new home or plan a dream wedding, you can find the account(s) that will help you get there.
- Save for short or long-term goals with a flexible Tax-Free Savings Account (TFSA)
- Build your retirement savings in a Registered Retirement Savings Plan (RRSP)
- Invest without limits and have convenient access to your money in a non-registered Cash Account
Put Your Savings on Auto-Pilot
Are you paying down student loans or other debts, but still want to make saving a priority? A Pre-Authorized Contribution Plan (PAC) is an easy way to make saving regularly a habit. See for yourself today.
Learn More pre-authorized contribution plansBuild a Well-Balanced Portfolio
What Types of Investment Products Appeal to You?
Choose from a wide range of options to find your best match.
- Enjoy lower fees with Series D mutual funds—designed for do-it-yourself investors
- Invest for long-term growth with access to the Canadian and U.S. stock markets
- Get built-in diversification with cost-efficient exchange-traded funds (ETFs)
Resources to Help You Learn
Wondering what other investors are choosing to invest in? Access the Community, where you can connect with other investors, find new investing ideas or join a discussion in the Forums.
Ways To Grow Your Confidence
“What is the 100% Security Guarantee?”
We offer 100% reimbursement for any unauthorized transactions made through RBC Direct Investing Online Investing.4
Online Security Guarantee
“What does it cost to trade stock?”
Pay only $9.95 flat per equity trade5 with no minimum balance or trading activity required or $6.95 flat per equity trade5 with 150+ trades per quarter.
Pricing (commissions, fees and interest rates)Start Investing Today
Complete your application online in minutes - it's fast, secure and easy.
Get StartedLegal Disclaimer
There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the prospectus or Fund Facts before investing. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer, their values change frequently and past performance may not be repeated. For money market funds there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.
Legal Disclaimer 1)
Subject to approval. Account applications received Monday through Friday prior to 2:30 p.m. ET will generally be open the next business day.
Legal Disclaimer 2)
Specific terms and conditions apply to membership in the RBC Direct Investing Community. For details please sign into the RBC Direct Investing online investing site, click the link to the Legal Terms of Use and read the RBC Direct Investing Community – Terms of Service.
Legal Disclaimer 3)
The RBC Rewards program is offered by the Royal Bank of Canada. The use of RBC Rewards points is subject to the RBC Rewards Terms & Conditions (opens in new window). You cannot earn RBC Rewards points through RBC Direct Investing (RBC DI). You may only use your points through RBC DI to: (1) pay for trade commissions on your eligible RBC DI accounts; or (2) transfer points to cash contributions to your eligible RBC DI accounts. It is your responsibility to make sure you have sufficient contribution room within your registered plan when transferring points to cash contributions to your registered accounts. The Canada Revenue Agency may apply tax penalties for over-contributions. RBC Direct Investing is not responsible for any such penalties.
Legal Disclaimer 4)
Additional Terms and Conditions apply.
Legal Disclaimer 5)
All RBC Direct Investing clients pay $9.95 flat CDN or U.S. per equity trade with no minimum account balance or trading activity required. $6.95 flat CDN or U.S. per equity trade when you trade 150 times or more per quarter. This pricing only applies to trades placed through an available Automated Service (as such term is defined in RBC Direct Investing’s Operation of Account Agreement), including the online investing site and mobile application. Additional terms and conditions apply. Visit Pricing or call 1-800-769-2511 for complete details.